over draft protection

check it out. you can slack and let your bank account drop to zero and if you have overdraft protection, you can continue to get money out of atms and pay all your bills without the check bouncing, and so, say, if my joint checking account with christi were at zero dollars right now, she ought to be able to get euros out of the atm while the check mailed today wends it’s way through the mail system and becomes part of the available balance. so says the customer service rep who wouldn’t do a transfer from another bank. (if for some reason, this turns out not to be the case, i can wire money to wells fargo on monday)

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